During your search for a used car, you might have come across our dealership group, Auto Simple. While browsing our website, you may have noticed that we are a Buy Here Pay Here (BHPH) dealership. You might be wondering what a Buy Here Pay Here dealership is and that’s where we come in to help! On this page, we will be detailing what a BHPH dealership is and why it’s your best option when shopping for a used vehicle.
At a BHPH dealership, the dealers will extend credit to the purchaser/lessee of the vehicles themselves. Typically at standard dealerships, you get a loan through a separate lender and sign a contract with the dealer. BHPH dealerships both sell and finance the cars in the lot. This type of dealership often caters to car shoppers with bad or no credit history who struggle to get a car loan at other places. Just like other BHPH dealerships, here at Auto Simple, we focus on making sure that you can purchase or lease a car with a plan that works best for you.
So, what are the benefits of choosing to shop at a BHPH dealership? The first benefit, and probably the most well-known benefit, is that buyers with bad or no credit can get approved for a loan. At a BHPH dealership, they won’t judge you for your credit score, or lack of it. The staff members will work with you to find a payment plan that works best for you and your finances.
The second benefit is that the process is simple. When shopping at a traditional dealership, you have to deal with both the dealership and an auto lender. At a BHPH dealership, you can shop, buy, and finance a car all at one place. Additionally, getting approved for a loan at a traditional dealership may take longer if your credit is bad.
If you want to learn more about BHPH dealerships or Auto Simple, don’t hesitate to reach out to us. We have five locations you can visit or contact! We have three locations in Cleveland, TN, one location is Chattanooga, TN, one location in Dalton, GA, and one location in Huntsville, AL.